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      Later examples include Henry Winkler's character Fonzie in console sinks for small bathrooms the 1970s American television series Happy Days, which depicted life in console sinks for small bathrooms the 1950s and early-mid 1960s, and the T-Birds characters in console sinks for small bathrooms the Grease film duo. From a review of industry underwriting and marketing materials, court documents, and research by government agencies, industry and community groups, and academics, it is clear that race has long affected and continues to affect the policies and practices of the insurance industry.[10] In determining premiums and premium rate structures, insurers consider quantifiable factors, including location, credit scores, gender, occupation, marital status, and education level. Above the earnings threshold and below the upper earnings limit class 4 NICs are paid at a rate of 8% of trading profits